Chime created SpotMe® 7, which covers overdrafts starting at $20 and all the way up to $200 over time. You don’t have to worry about overdraft charges either. Chime works with retailers such as Walmart, Walgreens, Target, CVS and Rite Aid that don’t charge you a fee for cash back. You can easily avoid the fee if you stick with the over 60,000 free 3 ATMs 8 or ask for cash back at 38,000 participating locations when you make a purchase using your debit card. As for charges, there is only a $2.50 fee for over-the-counter and out-of-network ATM withdrawals.
